Tag: BorrowerRights
New RBI Guidelines for Asset Reconstruction Companies: Promoting Fairness and Transparency in Borrower Settlements
The Reserve Bank of India (RBI) vide its circular dated January 20,2025 has issued detailed guidelines aimed at standardizing the settlement of dues by borrowers with Asset Reconstruction Companies (ARCs). These guidelines, issued under the
FAQs on RBI Circular: Resetting Floating Interest Rates for EMI-Based Personal Loans
The Reserve Bank of India (RBI) had issued a circular titled “FAQs on the RBI Circular: Reset of Floating Interest Rate on Equated Monthly Instalments (EMI) Based Personal Loans” on January 10, 2025, aimed at
Borrower’s Right of Redemption Limited under SARFAESI: Supreme Court Clarifies in Sanjay Sharma v. Kotak Mahindra Bank Ltd. & Ors.
In a significant judgment, the Supreme Court of India addressed and reiterated the extent of a borrower’s right of redemption under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
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